===== END DEACTIVATED BLOCK ===== -->

File a Recovery claim

Three paths. Same data. No video. No "tell us your story." No photos of suffering required — just standard documentation of the calamity event.

⚡
Coming soon

Auto-fill (eProfile)

If you have an eProfile, your contact details are filled in automatically. You confirm the calamity details only. Membership is never checked — Recovery is open to anyone in need.

Use form for now →
💬
Coming soon

Chat with Companion

The AI Companion guides you through the claim questions. Factual only — no emotional interrogation.

Use form for now →
📋
~10 minutes

Self-service form

Fill out the standard claim form with calamity details and upload documentation. Fastest path available now.

Open the form →
Recovery is calamity aid funded by the yield the community pool earns. Payouts depend on fund availability and may be partial or full. Recovery is NOT a commercial coverage product; we do NOT guarantee payout. Claim review focuses on verifying the calamity event happened — not judging worthiness or extracting emotional narratives.

Elderly member who can no longer care for themselves or their home? That qualifies as a calamity case. File here and we will respond with care; if the full Karam senior-care program applies, you will be guided through it. Learn about Karam →