Become a member

Contribute to the community pool — your money stays in your own account and revolves as interest-free loans to help others. Any amount qualifies; even $10 makes you a founding member.

The reciprocity principle Qardon is a community of givers and borrowers. Every member lends to the pool, interest-free — your money stays yours and revolves to help the next family — and every active member can apply to borrow interest-free when life calls for it. There is no giver-only tier and no borrower-only tier. You give. You may borrow. Your money stays in your own bank, in your own name. The community sustains itself through mutual giving. Many give this as a goodly loan to God — for them, an act of worship; the community is open to people of every faith and none.
A one-time, interest-free contribution to the community pool — it stays yours and revolves to help others. You can give again anytime from your dashboard. No monthly fee. No recurring charge unless you set one yourself. Many give this as a goodly loan to God — an act of worship.

Membership is free — no monthly fee. Your first giving starts your active membership. Eligibility to apply for an interest-free loan opens after 30 days of active membership.