Here is how the waqf works. A family buys an item on our marketplace at the seller’s one price. The price is the same whether they pay now or over time, and there is no interest (0%). The waqf pays the seller a lower, wholesale price. The difference is the profit, and it helps people hit by disaster. Nothing is earned for time, and nothing is invested yet.
The waqf costs you 0%. qardon.org only keeps the record of your waqf, and never holds your money.
Want to invest your own money, not a waqf? Invest on qardon.com →
One waqf, four kinds of work — the whole journey, in order.
Lend once — money or property. It is recorded in your name, for good or for the period you choose, and it starts working that day.
Your waqf is lent at 0% to someone who needs it — repaid, then lent to the next. It never stops circling.
Between loans, it works on our marketplace. It buys at the wholesale price what a family buys at one price, at 0% — with no interest. Honest work — and it never earns money for you personally.
All the profit is set aside for Recovery, which helps people hit by disaster. You keep none of it — that is how it is meant to work. Payouts are not open yet. Recovery is a record of the profit in the community’s own accounts, not money kept in one place.
Choose how the waqf is invested, then press start. Our robot invests it with care, so the profit keeps helping families. You will see a count of “families helped”.
No sign-up. No real money. It all runs on your own device.
A spread-out, halal-checked mix, matched to the way you chose.
An example path, using numbers that look like the real market — not a guess about the future.
This was only a practice run. To put your real waqf to work like this — in your own account, in your own name — become a member. That is the step that turns on real investing.
Ready for real money? Become a member →For each item below, a buyer on qardon.com has already offered to pay for it in parts, at 0%, and the seller wants cash. Your waqf buys the item from the seller for cash, for less than the price. Then it sells it to that buyer at the one price he offered. That price is the same whether he pays now or month by month; it never grows, and there are no late fees. What the waqf saved by paying cash is the profit we hope for, and it goes back into the waqf to help the next family. Waqf money goes in first; people’s own money fills what is left. Nothing is earned for time: we give no rate, we promise none, and we compare ourselves to no lender. Our robots work out the numbers, a second robot checks them, and no person approves a deal: the people who put money in decide.
Loading the open deals…
Every number comes from the marketplace and is shown in full on each deal’s page: what the seller is paid, what closing the sale costs, what the buyer pays, and how each payment is split — the money put in is paid back first. Fotoh is paid nothing from the deal.
Our robot watches the market and suggests what to do. A licensed money adviser — whom you choose — checks its work for you. Your money never leaves your own account.
Your money stays in your own account, in your own name. qardon.org never holds it. Our robot only suggests moves — nothing happens to a single dollar without you.
You choose a licensed money adviser. He becomes your official adviser, checks our robot’s suggestions for you, and is paid a commission for that work — told to you before you start. The list of advisers is not built yet: no adviser is listed and no member has rated one, so there is no one to choose from today.
Our robot studies shares and companies around the world, and keeps up with world events. It checks every item to be sure it is halal, then suggests what to buy and sell. Approve each set of moves with one tap, or let it run by itself. The halal check is always on.
Your adviser looks after your investing without ever seeing who you are. He guides the plan; your name and details stay yours. Your privacy and safety come first, always.
You do — with help. Our robot reads the world’s markets, checks for halal, and suggests what to buy and sell. A licensed money adviser you choose checks those suggestions as your official adviser. You either approve each set of moves with one tap, or let it run by itself. The money stays in your own account the whole time.
No. Your adviser checks our robot’s suggestions for you without ever seeing who you are. He sees the plan and what is held; your name and personal details stay private. This keeps you private and safe.
You will pick one yourself from the list. The list is not built yet — no adviser is listed — so there is no one to choose from today, and nothing on this page rates anyone.
A simple record of how the waqf is managed: what it holds, and what profit has gone out to the families it helps. Our robot studies companies around the world and keeps up with world events. At the end of each item’s suggested time, the profit goes to the families it helps. There is no win-or-lose screen to watch — what you lend is a loan to Allah, and the profit is for the community, not something you follow. Everything on this page today is a practice run.
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